Mr. C V Rao, popularly known as “CV”, has over 24 years of experience in the Banking and Financial services Industry with a proven track record in managing portfolio risks. He has got a unique blend of experience with a wide variety of retail banking products - secured and unsecured lending products, Investment products, Liability products and financial inclusion; and cross-section of functions - Product design, Business Development and Marketing, Sales and Distribution, Underwriting, Credit Risk Strategy & Debt Management.

CV has held leadership positions in India’s leading private sector banks like ICICI Bank, IndusInd Bank and ING Vysya Bank. At ICICI Bank (1992-2008), he was part of the core team who started the mortgage business and built assets over 50,000 Crores between 1999 and 2005, which enabled ICICI Bank to reach the lead position in the mortgages' business. Before embarking on his entrepreneurial journey, his last stint was with ING Vysya Bank (2009-14) where he was spearheading two key portfolios for the Bank at an all-India level: one as Business Head – Agriculture and Rural Banking, Priority Sector Lending, Gold Loans and Financial Inclusion; and the other as Business Head – Consumer Assets.

C V Rao is an M.Com and an MBA from Osmania University, Hyderabad. He also had an enriching experience of over two years at IIM, Ahmadabad as Research Assistant in Finance and Accounting. CV has published in reputed journals to his credit.

During his career, he has traversed the length and breadth of the Indian markets. In his free time, he likes to go for long walks!


Mr. Sunil Rohokale founder of the Private Equity Real Estate Practice at ASK, is currently Chief Executive and Managing Director of ASK Investment Managers Pvt. Ltd., renowned for its strong research based Investment Management, Asset Management, Private Equity, Wealth Advisory and Multifamily Office Business.

Mr. Rohokale is responsible for the vision of ASK group and spearheads the strategy of the group, which manages 11,000 Crores Assets under management in Equities, Real Estate, Private Equity and Wealth Advisory.

Prior to joining ASK in September, 2008, he was the Managing Director & Chief Executive Officer of ICICI Home Finance Co. Ltd., one of the largest mortgage companies in India & a wholly-owned subsidiary of ICICI Bank. He was a member of the core team who started the mortgage business of ICICI Bank. Under his leadership ICICI Bank has achieved a leadership position in the mortgage and real estate business with a real estate portfolio of US$ 18 Bn which was half of ICICI Bank’s retail assets. He is amongst the rare breed of professionals with experience in the assets, liabilities and investment. He enjoys strong credentials in setting up new businesses and building strong professional teams that deliver results. He has 20 years of Banking, Financial Services and Investment experience.

He holds an MBA from Symbiosis Institute of Business Management and a Bachelors of Mechanical Engineering from Govt. College of Engineering, University of Pune


Mr. Monik Koticha is part of the promoter family of ASK Group, a diversified financial services company and has been with the firm for over 10 years working in various different capacities. He is currently spearheading the groups foray into new strategic businesses with a focus on creating a credible lending platform through a qualified and regulated Non-Banking Financial Company. Prior to this, he has worked in the research team which analysed Indian Corporates and tracked a universe of 300 listed companies for investment research for ASK Group.

He was a key member of a ₹ 400 Crores fund with a strategy identifying and investing in quality performing companies in the Real Estate & Infrastructure sectors in India. Along with this, he helped advise the clients in their investment planning and helped identify suitable investments in direct real estate, unlisted small and medium scale enterprises and technology companies.

Monik is also responsible for managing the Promoter's Family Office. He is responsible for identification and investment of the proprietary wealth in listed Equities, Start-up Companies, Consultancy Businesses, Retail Businesses along with identification and management of all the real estate investments.

Monik is known for his ability to identify new business opportunities and provides strategic inputs in qualitatively growing these companies in scale through processes & technology automation. He is a PG MSc from University of London in International Management and a Bachelor in Management from University of Mumbai.


Mr. Subhash Gandhi is a renowned lawyer specialized in civil law matters for over two decades. He spearheads S. Gandhi Associates - a leading law firm incorporated in 1993 and specialized in corporate law, conveyancing, Dispute resolution & arbitration. S. Gandhi Associates is empanelled by leading banks, financial institutions and housing finance companies like ICICI Bank, SBI, Standard Chartered Bank, Kotak Mahindra, Axis Bank, HDFC Ltd., HSBC etc. The firm also advises leading real estate funds like ASK Real estate funds, LICHFL AMC Ltd etc.,

Subhas Gandhi is passionate about teaching and an excellent trainer. He conducts workshops extensively to the banking professionals on wide variety of subjects covering legal aspects of the title of various properties, collateral management, Fraud detection, Fraud risk mitigation etc., He is an honorary faculty member at various Law Colleges and leading commerce colleges teaching both undergraduate and post graduate law students.

Mr. Subhash Gandhi is a B. Com, LLB and LLM from Pune University and is registered with the Maharashtra and Goa Bar Council. He is based out of Pune.


Mr. MSR Manjunatha is a Post Graduate in Science from the University of Mysore, and Graduate in Law from the Bangalore University. He is a professional banker with 40 years of experience, in India and abroad. He started his career at Canara Bank, where he specialised in industrial credit and rehabilitation of sick units. He was instrumental in starting Canbank Factors Ltd., a Factoring Services company, and held the position of Executive Vice President. He later worked in Jakarta, Indonesia, in Factoring and domestic banking business.

In his 13 years of service at ING Vysya Bank Ltd., he was involved in all aspects of credit risk management function, for 10 years. This included regulatory & credit policy matters, credit appraisal of wholesale and retail borrowers, delinquency management, and portfolio reviews. The last position held by him at ING Vysya Bank was as Chief Audit Executive, responsible for the Internal Audit function of the Bank.

Since 2013, he is Director – Ratings at Brickwork Ratings India Pvt Ltd Bangalore, a SEBI and RBI accredited Credit Rating Agency, and a Member of its Central Rating Committee.


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