S. No. Key Feature Description
1 Applicants
  • All owners of the property to be compulsorily co-applicants/borrowers
  • No minor to be borrower
  • Spouse is to be a mandatory co-applicant if the applicant is married
2 Age Salaried

Minimum Age: 21 years at the time of loan application for borrowers where income considered

Maximum Age: 60 years at the time of loan maturity

Self employed

Minimum Age: 21 years at the time of loan application for borrowers where income considered

Maximum Age: 65 years at the time of loan maturity

3 Min Years in Occupation

Salaried: 2 Years with current Job stability of 12 Months

Self Employed: 2 Years insimilar business

4 Loan Amount

Minimum Loan : 3 lacs

Maximum Loan : 25 lacs

5 Tenure

Upto 20 years

6 LTV

Upto 80%

7 Location

As specified from time to time

8 End Use

For Residential purposes

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