Application Form

Application Form with Photographs

KYC Documentation

The KYC norms will adhere to the current NHB guidelines.

Nature of Document Proof of Document
Name & Age Proof
PAN Card
Driving license
Voter ID
Election ID
Aadhaar Card
Photo ID
PAN Card
Driving license
Voter ID
Address proof of Residence
  • Ration Card
  • Electricity Bill
  • Telephone Bill
  • Municipality tax receipt
  • Property tax receipt
  • Leave & License agreement
  • Bank passbook/Latest bank account
  • Aadhaar Card
Address proof of Business
  • Current Utility Bills
  • Property Tax Bills in the name of individual/firm
  • Shop & Establishment License
  • VAT Registration

Income Documentation

Salaried Category Self-Employed/Business Categories
Latest Salary Slips Income Tax Returns for Self and/or business entity for last 2 years
Latest Bank Statement for 6 months Copy of Bank Statements of the individual for the last 6 months
Form 16 / IT Returns Current A/c Statements of the firm for last 6 months
Any Other Income proof as indicated by Nivara Balance Sheet and Profit & Loss A/c Statements, with Annexures / Schedules for last 2 years for the firm
Other Income Proof, Business Profile or any other documents as Indicated by Nivara

Property Documentation

Copy of Title documents and approved sanction plan

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