The vision of the organization is to revolutionize the way affordable housing finance is done and to be counted amongst the most respected housing finance companies in India.


The mission of the organization is “Housing for All”. The aim is to provide easy access to home loans to the un-served and under-served segments in the lower and middle income categories, including those employed or self-employed in micro and small enterprises.


Nivara seeks to further its mission by

  • Catering to the housing finance needs of the un-served and under- served segments of urban and semi-urban Indian markets.
  • Providing organized home loan solutions to the unorganized sector, especially to the lower and middle income households.
  • Providing innovative credit delivery mechanism for purchase of homes, construction of homes and undertaking home improvements.
  • Providing mortgage solutions to the micro, small and medium enterprises including micro-entrepreneurs and small developers.
  • Providing loans against property for either business or personal consumption.

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