Balance Transfer
We will lift your Loan Burden
We will lift your Loan Burden
Home Loan Balance Transfer with Nivara Home Finance:
NIVARA home Finance offers Balance Transfer Loans at attractive interest rates to lower your loan repayments. Move your Home Loan outstanding balances to NHFL , pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.
Loan is available for customers with minimum wage too and with other non-income proof documentation .
Our process is completely transparent and without any hidden charges .
Our Loan expert will provide you services right at your doorstep .
We have a wide network and are available in rural, semi-urban, and urban areas across locations.
Apply with minimal documents, save time and effort .
Home loan Approval in Simple steps
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What is a balance transfer loan ?
A loan balance transfer refers to the process of transferring your outstanding loans to a new lender.
Why should I think about refinancing my home loan balance?
Paying your home loan can sometimes get challenging with the high-interest rates. Refinancing can offer you a way out. If you find a lender offering lower interest rates or better loan terms than your current lender, you can think about refinancing your home loan balance. Refinancing can help you reduce your monthly EMI (Equated Monthly Installment) payments, save on interest costs, and in some cases, shorten the loan term.
Is there a charge to transfer the rest of my home loan?
Yes, we charge a processing fee for the home loan balance transfer facility to TCHFL (Tata Capital Home Finance Limited). The fee can differ based on the home loan amount and other factors. You can find the exact charge in the MITC (Most Important Terms and Conditions) document that will be shared with you when you apply for refinancing to Nivara Hol.
What are the documents required for a balance transfer loan ?
Age Proof , Address Proof , KYC Documents ,Home Loan Approval Letter , Interest certificates from the initial lender and With or Without income proof Documents .
